PNC Bank High Yield Savings Review: 4.65% APY Rate (Nationwide) (2024)

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By Anthony Nguyen Last updated:

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PNC Bank High Yield Savings Review: 4.65% APY Rate (Nationwide) (1)

Available in many states, PNC Bank High Yield Savings Account is offering a staggering 4.65% APY Rate.

Table of Contents

About PNC Bank High Yield Savings

PNC Bankis headquartered in Wilmington and is the largest bank in the state of Delaware. It is also the 6th largest bank in the nation.

It was established in 1804 and has grown to 51,820 employees at 2,463 locations.

I’ll review PNC Bank below.

Balance RequirementAPY Rate
$1 to $5,000,0004.65% APY

PNC Bank High Yield Savings Rate

You earn PNC Bank’s competitive rate on any balance up to $5,000,000. There isn’t even a minimum opening deposit so enjoy earning the high rate on all balances.

  • Learn More at PNC Bank
  • Account Type:High Yield Savings Account
  • Interest Rate: 4.65% APY
  • Minimum Balance:$1
  • Maximum Balance: $5,000,000
  • Availability: Nationwide, excludes states with branches (Bank Locator)
  • Credit Inquiry: Soft pull
  • Opening Deposit: None
  • Credit Card Funding: Up to $2,000
  • Monthly Fee:None
  • Additional Requirements:See below
  • Early Termination Fee:$25 fee if closed with in 180 days of account opening

(at PNC Bank)

Compare this savings account to alternatives like:
Western Alliance Bank High-Yield Savings Premier (5.31% APY)SoFi Checking & Savings ($325 Bonus + 4.60% APY)
Upgrade Premier Savings ($200 Bonus + 5.21% APY)CloudBank 24/7 High Yield Savings (5.24% APY)
RBMAX High Yield Savings (5.15% APY)Harborstone Credit Union Money Market (5.25% APY)
Ponce Bank Money Market (5.26% APY)CIT Bank Platinum Savings (5.00% APY)
Hanover Bank Money Market (5.30% APY)

PNC Bank ACH Capabilities & Limits

ACH TypeSpeedDaily $ LimitMonthly $ LimitNotes
Push?$75K$75K$75,000 WITHDRAWAL MAX per month
Pull?$250K$250KUnlimited number of linked accounts
  • You can transfer $250,000 into your PNC High Yield Savings account and $75,000 out of your PNC High Yield Savings account per month.

How to Earn PNC Bank Rate

  1. Open a High Yield Savingsfrom PNC Bank
  2. Make your opening deposit of at least $1.00 into your account by:
    • Funding from an existing PNC or external bank account OR
    • Use your credit card or debit card to fund your account OR
    • Deposit checks via their mobile app

Why You Should Sign Up For This Account

  • Open and earn with just $1
  • Earn 4.65% APY rate on balances up to $5,000,000
  • Provides a wide range of services
  • FDIC Insures up to $250,000

Bottom Line

Check out PNC Bank and open a High Yield Savings account with this amazing rate!

The fact that you can earn a high rate with no minimum balance makes this Savings Account worthwhile.

For more bank offers, see the complete list of Best Bank Rates!For more, see our list of the latest banking offers from PNC Bank.

If you are interested in a new bank promotion, take a look at our favorite banks including U.S. Bank, Bank of America, Chase Bank,Huntington Bank,Discover Bank,TD Bank, Fifth Third Bank, or CIT Bank.

Check back often to see the latest info on PNC Bank High Yield Savings Account.

Let us know about your experience with this bank and comment below.

FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
Western Alliance Bank High-Yield Savings Premier 5.31% APYReview
Prism Bank Money Market 5.25% APYReview
DR Bank High Yield Savings 5.23% APYReview
UNCLE Credit Union Money Market 5.23% APYReview
CloudBank 24/7 High Yield Savings 5.22% APYReview
OptimumBank Money Market Deposit5.21% APYReview
Upgrade Premier Savings5.21% APYReview
Grand Bank Money Market 5.20% APYReview
SkyOne Federal Credit Union Money Market5.20% APYReview
Harborstone Credit Union Money Market 5.20% APYReview
Blue Federal Credit Union Money Market 5.15% APYReview
Mission Valley Bank High Yield Savings5.15% APYReview
RBMAX High Yield Savings5.05% APYReview
Lemmata Savings Bank Money Market 5.03% APYReview
Nelnet Bank High Yield Savings5.00% APYReview
CIT Bank Platinum Savings5.00% APYReview
Betterment Cash Reserve5.00% APYReview
Quontic Bank Money Market 5.00% APYReview
Adda Bank High Yield Savings4.90% APYReview
Valley Direct Online Savings 4.75% APYReview
GreenState Credit Union High Yield Savings 4.75% APYReview
mph.bank Money Market4.70% APYReview
CIT Bank Savings Connect4.65% APYReview
Liberty Savings Bank Savings4.60% APYReview
SoFi Checking and Savings Account4.60% APY + $275 Bonus
Review
Quontic Bank High Yield Savings 4.50% APYReview
Continental Bank High Yield Savings 4.41% APYReview
Live Oak Bank Savings 4.40% APYReview
American Express® High Yield Savings account
Member FDIC
4.25% Annual Percentage Yield
as of 4/25/24
Review
Discover Bank Online Savings 4.25% APY
Review
Discover Money MarketUp to 4.05% APYReview
Quontic Bank High Interest Checking1.10% APY
Review

Related posts:

Ridgewood Savings Bank Smart Move Online Savings Review: 1.75% APY (NY)Lakeland Bank Money Market Account Review: 2.05% APY Rate (NY, NJ)Rize Auto-Savings Account Review: 1.16% APY + $5 Sign up/Referral Bonus (Nationwide)
PNC Bank High Yield Savings Review: 4.65% APY Rate (Nationwide) (2024)
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